A serene Manhattan living room overlooking Central Park at golden hour

Private · Selective · Professionally vetted

Your NYC home shouldn't sit empty.

Place a carefully vetted resident in your home while you're away.

Earn rental income. Keep your residence occupied. And, when applicable, potentially avoid NYC's Non-Primary Residence Property Surcharge through a legitimate qualifying tenancy.

We don't just find renters. We find people you'd trust with your home.

The owner's position

A valuable residence. Sitting empty.

Thousands of the city's most desirable residences belong to people who live primarily elsewhere — a second home used a few weeks a year, a pied-à-terre kept for business, a family apartment held between chapters.

Meanwhile, the owner continues paying

  • Property taxes
  • Common charges & maintenance
  • Insurance
  • Upkeep and seasonal care
  • Security and building fees
  • Financing costs
  • And, potentially, NYC's Non-Primary Residence Property Surcharge

What if the right person lived there instead?

In Residence identifies carefully vetted individuals and households who wish to make an exceptional New York residence their legitimate home for an agreed lease period — not a weekend, not a short stay, not a listing site transaction.

The residence stays occupied, cared for and insured against the quiet costs of emptiness. The owner earns income. And where the facts and applicable NYC rules support it, a genuine primary-residence tenancy may affect surcharge exposure — a question to review with your own tax and legal advisers.

How It Works

The cost of an empty residence

See what an empty residence could be costing you.

An unoccupied residence is rarely neutral. Adjust the figures below for a directional estimate of the annual difference between leaving your home empty and placing a qualified resident.

Keep the residence empty

Potential surcharge$27,000
Carrying costs$88,400
Rental income$0

Annual position

-$115,400

Place a qualified resident

Net rental income$153,677
Carrying costs$88,400
Potential surchargeif exclusion applies$0

Annual position

$65,277

Potential annual difference

$180,677

Modelled on a 12-month placement at $14,500 per month, net of a 8% placement fee and a 4% turnover allowance.

See My Placement Options

This estimate is for informational purposes only and does not constitute tax or legal advice. Eligibility for any NYC tax exemption or surcharge exclusion depends upon applicable law and the specific facts of the property and tenancy.

Estimator rules version 2026.1-draft. Surcharge brackets, thresholds and fee assumptions are maintained centrally by In Residence and are configurable in the admin console — they are not hard-coded into this page.

For owners

Four considered steps.

01

Tell Us About Your Residence

Address, residence type, value, availability and the terms that matter to you.

02

Tell Us Who You'd Welcome

Define what matters beyond rent — tenancy length, financial strength, household size, care of the home.

03

Meet Carefully Vetted Candidates

We present a small number of highly qualified residents rather than hundreds of anonymous inquiries.

04

Select Your Resident

Choose the person you're comfortable entrusting with your residence. Concierge support optional at every stage.

Concierge assistance is available for lease coordination, board packages, move-in logistics and ongoing property management.

Owner priorities

The highest offer isn't always the best resident.

Some owners want to maximise income. Others would gladly accept slightly less for an exceptional resident they feel completely comfortable with. Our matching accommodates both.

Set Your Priorities
Maximum rentIdeal resident

Owners rank lawful, tenancy-related criteria only: rent, verified financial strength, lease duration, household size relative to the residence, pet and smoking policy, references, prior residency history, guarantor arrangements, intended use of the home and move-in timing.

Protected characteristics are never collected as preferences and cannot influence ranking. Our matching engine is built to comply with the Fair Housing Act and New York State and City human rights law.

Resident vetting

Exceptional homes require exceptional residents.

Every resident member is verified across identity, income, employment, assets, credit, background, references and prior residences before they are ever presented to an owner.

Michael R.

Corporate relocation

Boston → New York
12-month residence
Household: 2
No pets
Excellent credit
  • Identity
  • Income
  • Employment
  • Assets
  • Credit
  • Background
  • References
Fully VettedIdentity withheld

Priya N.

Physician · academic medical centre

Chicago → New York
24-month residence
Household: 3
Pets — disclosed
Excellent credit
  • Identity
  • Income
  • Employment
  • Credit
  • Background
  • References
Fully VettedIdentity withheld

Daniel & Claire H.

Founder household

London → New York
12-month residence
Household: 2
No pets
Very good credit
  • Identity
  • Assets
  • Credit
  • Background
  • References
  • Prior residences
Fully VettedIdentity withheld

Owners receive identifying and financial detail only after a match and the resident's explicit authorisation.

The private collection

Residences you won't find listed.

View all residences
Upper West Side residence interiorPrivate Residence

Upper West Side

Central Park West · Prewar Cooperative

3 Bedrooms · 3.5 Baths · 2,850 SF

Furnished · Available September June · 9-month minimum

  • Park views
  • Full-service doorman
  • Wood-burning fireplace

$14,500/ MONTH

Exact unit and building address disclosed after authorisation.

Tribeca residence interiorPrivate Residence

Tribeca

Cast-Iron Loft Conversion

2 Bedrooms · 2.5 Baths · 2,400 SF

Unfurnished · Available October October · 12-month minimum

  • Keyed elevator
  • 14ft ceilings
  • Fitness suite

$18,500/ MONTH

Exact unit and building address disclosed after authorisation.

Upper East Side residence interiorPrivate Residence

Upper East Side

Landmarked Townhouse · Parlour & Garden Floors

4 Bedrooms · 4 Baths · 3,600 SF

Furnished · Available January December · 12-month minimum

  • Private garden
  • Chef's kitchen
  • Wine room

$26,000/ MONTH

Exact unit and building address disclosed after authorisation.

A private way to put an important residence to work.